Sembang-sembang,

http://adikbijak.com/ref.plx?MK00342 Semalam cikya & member beli ink cartrigde kat shah alam, last month harga dia RM65/16ml, semalam harga dia dah naik jadi RM69/16ml. A4 paper tu selalunya RM9.90/rim kan, semalam dah RM11.90/rim. Kenaikan harga lebih kurang 10% gitu. Bayangkan kalau ada anak sekolah ramai. Terkejut gak. Kita pun tanya tokey dia. Dia cakap dia terpaksa naikkan harga. Supplier mmg dah naikkan harga tu...Kesian kat student, meranalah. Bukan itu sahaja, kalau tak salah kadar inflasi time September hari tu Malaysia mencecah 8% lebih. Singapura 7.5%. Yang paling kesian kat Vietnam dah 26%. Bayangkan macamnana tahap kemampuan berbelanja kita dah menurun sebenarnya. Jadi marilah kita beringat-ingat. Berbelanjalah ikut kemampuan. Tabunglah demi masa depan anda.

http://adikbijak.com/ref.plx?MK00342 http://tudung-online.com/?ref=cikyaa_98@yahoo.com Ni cikya dapat dari yahoo... 10 Things Millionaires Won't Tell You by Daren FondaTuesday, August 26, 2008provided by YAHOO. 1. "You may think I'm rich, but I don't." A million dollars may sound like a fortune to most people, and folks with that much cash can't complain — they're richer than 90 percent of U.S. households and earn $366,000 a year, on average, putting them in the top 1 percent of taxpayers. But the club isn't so exclusive anymore. Some 10 million households have a net worth above $1 million, excluding home equity, almost double the number in 2002. Moreover, a recent survey by Fidelity found just 8 percent of millionaires think they're "very" or "extremely" wealthy, while 19 percent don't feel rich at all. "They're worried about health care, retirement and how they'll sustain their lifestyle," says Gail Grah...

http://adikbijak.com/ref.plx?MK00342 http://tudung-online.com/?ref=cikyaa_98@yahoo.com Dapat bonus.....? Apa pendapat anda ttg bajet thn ni. Apa yang anda inginkan dari bajet ini Alhamdulillah dapat.

http://adikbijak.com/ref.plx?MK00342 http://tudung-online.com/?ref=cikyaa_98@yahoo.com Often, we do not see petty amounts of money flowing out of our banks. But in this case, we're looking at simple banking fees that contributes to our increasing debts and making us not able to pay for our home loan in Malaysia. The banks know that us humans, are always reckless -- At least not all the time, but we do. As we understand that humans are not entirely perfect (although you claim you're a perfectionist), they know that one way or the another, there's a way to make money out of your coffers. If you understand the ideology of debt/finance management, eventually you'll notice that you can save up to so much that you can even pay for your mortgages so easily.ATM fees and bounce cheques are always on the high-hit. You know that there's always a possibility of you wasting some Ringgit on the go. Despite our natural ways of planning our money, time and management so well, we te...